The Choice referral program

The referral program lets you earn two types of bonuses, a bonus for each friend (“invitee”) who: 

  1. Plays & Claims Blinko rewards into a Choice retirement account via your personal signup code or link  (a.k.a – your key) -or- simply opens an account without playing Blinko.
  2. Makes a deposit in app to the newly opened account, and completes his or her first deposit greater than or equal to $500 (via the deposit screen in app).


How to earn referral bonuses:

  1. Locate your referral link inside the choice web app or go to Settings in the Choice mobile app to get your referral link.
  2. Copy and share your referral link via direct message (text, email, etc.) or on your social media channels (Twitter, Facebook, etc.). You can also opt to share your referral code.
  3. Your friends can open the referral link and sign up for a Choice account. They can also type in your referral code after clicking the key on their Blinko board.
  4. Each friend must be eligible to open an account and complete the account set-up as set forth above.
  5. There is no limit to the amount of eligible people you can refer.
  6. Once your friend has successfully opened a Choice account, your first bonus and his or her first bonus will be granted immediately to each of your rewards wallets.
  7. Once he or she completes his or her first deposit via the app, each of you will receive the additional bonus.


Other important details:

  • Your friend must not have an existing Choice account.
  • Once your friend plays Blinko using your referral code or link and claims it into a choice retirement account you both will receive $5 worth of sats (bitcoin) claimable via your respective rewards wallets. You can claim these rewards at any time within 13 months from the initial date of earning, subject to rewards terms and conditions.
  • Once any referred friend completes his or her first deposit greater than $500 via the app (it may take up to 5 business days for funds to arrive in the case of a contribution; and could be as long as 6 weeks in the case of a rollover), you and your friend will receive an additional $20 worth of sats credited to your respective rewards wallets – again, you can claim from there at any time in the following 13 months subject to rewards terms and conditions.
  • Please note that the account must be opened within 30 days of the referral for the referral bonus to be granted. If there are no additional funds added to the referred account within 90 days of account opening, we reserve the right to deem this to be a fraudulent referral subject to closure and as such, all related bonuses may be nullified.
  • The referral bonus, when claimed, will be coded as a ‘contribution’ to your (and your invitee’s) retirement account and, as such, by setting up your account from, or sharing your referral link, you are confirming you are or will be in the following 13 months, eligible for a contribution in the amount of the referral bonus. Bonus rewards are not eligible for withdrawal / transfer in first 12 months following your claiming of the reward.
  • You can share your referral link via email, text message, or any of your favorite messaging apps like Facebook, WhatsApp and Twitter.
  • Referral links are a link to with a special code on the end that makes your link unique. For example:
  • There is no limit to the number of friends you can refer


I haven’t received my referral bonus, why is that? 

Here are a few possible reasons you or your referrer are not eligible for the referral bonus: 

  • The invitee must use your unique referral link. This means they need to play blinko directly after opening your link. Or play Blinko after using your code.
  • Referral bonuses are only paid if the person you referred successfully 1) sets up (applies and is approved) their account within 30 days of your referral or 2) he or she links an account via plaid and makes a successful deposit.
  • It can take some time for payments to go out, and they may not arrive immediately. Please wait 2 full business days after the account is completed to receive a referral bonus.
  • We do not pay out referral bonuses on duplicate or false accounts. Duplicate accounts will cause disqualification.
  • If an invitee fails to complete the requirements to obtain a bonus within 30 days, neither party will receive a bonus.


Do referral bonuses count against my contribution limit?

Yes, any bonuses awarded count against your annual contribution limit. If you have already hit your yearly contribution limit, please do not use your referral link until you are eligible for contributions. 


Terms & Conditions 

Promoting your referral code through the use of paid advertising on ‘Choice’ or Choice-related keywords is prohibited. This includes, but is not limited to, bidding or running ads on search brand keywords that include ‘Choice’ or similar variations and using ‘Choice’ branded terms in your ad copy, is not appropriate. Referrers who engage in such activities will have their referral codes deactivated and all referrals resulting from such activities are ineligible for referral payments. 

This promotional offer (“Offer”) is provided by Choice and Digital Trust, (“Choice”) and is only valid for Eligible Current Customers located in the 50 United States who are 18 years of age or older. 

“Eligible Current Customers” means current customers of Choice in good standing. All individuals participating in the Offer, whether Eligible Current Customers or Invitees (defined below) shall be referred to as “Participants. 

Invitees may become Eligible Current Customers if they are otherwise eligible to obtain a Choice account, and will be able to begin referring Invitees, after successfully (your account is approved) signing up for a Choice account.  

Limitations: Participants must have a Choice account in good standing. Choice is not responsible for any reduction in the cash value of the Rewards due to fluctuations in the value of Bitcoin after the Rewards are credited to Participants’ accounts.  Choice reserves the right to either decline to grant a Reward in the event that Choice determines in its sole discretion that: (1) a customer did not meet the requirements and qualifications of the Offer; (2) there may have been fraudulent activity, including where an Invitee signs up for more than one account; (3) there is a violation of these Terms. The Offer is limited to no more than one account enrolled per Eligible Current Customer or Invitee. Eligible Current Customers will only be eligible for one “Reward” per Invitee, and will not be eligible for additional Rewards corresponding to multiple accounts established by the same Invitee. The account creation bonus awarded to an invitee cannot be combined with any other sign-up related offers, but the client has the right to select the offer they so choose. The Offer may be valid alongside, though separate from, other promotions offered by Choice. Choice may decline requests to enroll in the Offer or award Rewards at its discretion. The Offer is only available for personal use, and may not be used for commercial purposes. Choice cannot provide information about someone else’s account or application status. Other restrictions may apply in Choice’s sole discretion.  Choice may delay a Reward and/or associated monetary benefits for the purposes of investigation and may refuse to verify and process any transaction Choice deems, in its sole discretion, to be fraudulent, suspicious, in violation of these Terms. All of Choice’s decisions are final and binding, including decisions as to whether a Qualifying Referral is verified or a Reward is earned pursuant to these Terms. Neither receipt of the Reward nor identification of a particular cryptocurrency in communications related to this Offer constitutes a recommendation of the crypto asset, or recommendation to buy, sell, or hold the asset, or investment advice. 

Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of the Reward before enrolling. Choice does not take responsibility for any tax related to this Reward. Nothing in these Terms implies any employment or joint venture relationship between Participants and Choice. All taxes applicable to any Share or other benefits provided by Choice under this Offer will be Participant’s responsibility. 

RELEASE: By participating, participants agree to defend, indemnify, release and hold harmless Choice, Digital Trust and its respective parent companies, subsidiaries, affiliates, partners, representatives, agents, successors, assigns, employees, officers and directors (collectively, the “Released Parties”), from and against any liability, loss, claims or causes of action arising out of participation in the Offer, including, but not limited to: (a) unauthorized human intervention in the Offer; (b) technical, printing, hardware, software, mobile, telephone or other communications malfunctions, errors or failures of any kind, lost or unavailable network connections, web site, Internet or ISP availability, unauthorized human intervention, traffic congestion or failed, incomplete, garbled, jumbled or delayed computer or mobile transmissions which may limit one’s ability to participate in the Offer; (c) errors in the administration of the Offer; (d) injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from your participation in the Offer; or (e) the awarding, receipt and/or use or misuse of the Reward or any benefit of the Offer, including without limitation any variation or reduction in the value of Bitcoin awarded after such Bitcoin was purchased by Choice. You further agree that in any cause of action, the Released Parties’ liability will be limited to the cost of entering and participating in the Offer and in no event shall the Released Parties be liable for attorney’s fees. You waive the right to claim any damages whatsoever, including, but not limited to, punitive, consequential, direct or indirect damages. The Released Parties shall not be liable for failure to supply a Reward, by reason of any acts of God, any action or request by any governmental or quasi-governmental entity (whether or not valid), or any other activity or action, including epidemics or pandemics, that is beyond any of the Released Parties’ control. 


INDEMNIFICATION: You agree to indemnify, defend and hold the Released Parties harmless from and against any and all third party claims, demands, liabilities, costs or expenses, including attorney’s fees and costs, arising from, or related to any breach of any of these Terms or any violation of applicable law.  

DISPUTES: Unless the laws applicable based on the Participant’s domicile provide otherwise, as a condition of participating in the Offer, you and Choice agree that the following disputes, claims, and causes of action shall be resolved individually, without resort to any form of class action, by binding and confidential arbitration: 

  • Any and all disputes, claims, and causes of action arising out of or related to this Offer, including any dispute, claim, or cause of action relating to the Reward awarded in this Offer; and,
  • Any and all disputes, claims, and causes of action arising out of or related to the interpretation or application of this arbitration provision, including the enforceability, revocability, scope, or validity of this arbitration provision.

Participant and Choice agree that the laws of the State of Kentucky, without regard to principles of conflict of laws, will govern the Offer and any dispute, claim, or cause of action arising out of or related to Offer, except to the extent governed by United States federal law. To the extent permitted by law, the prevailing party in any action to enforce this arbitration provision shall be entitled to its reasonable attorneys’ fees and costs. 

REFERRAL RESTRICTIONS. Participants cannot refer themselves, create multiple, fictitious or fake accounts with Choice, participate in the Offer by pretending to be one’s own “Invitees,” or use automated means, “spam” or otherwise use batch emails or communications, or engage in multi-level marketing arrangements in order to earn Rewards.  Participants may not use the Offer in a manner that violates any law, infringes or violates the rights of any third party, or otherwise act in a manner that is contrary to any local anti-spam or privacy laws, deemed harassing, harmful, illegal, hateful, obscene or outside the spirit and intent of the Offer, as such conduct will be grounds for immediate termination and disqualification from the Offer, forfeiture of any Reward accrued, cancellation and forfeiture of any Reward and/or deactivation of any Link.  In addition, Participants may not (i) damage, tamper with, or corrupt the operation of the Offer, (ii) act in an unfair, disruptive, or questionable manner, or with intent to annoy, harass, or abuse any other person (iii) use any system, bot or other device or artifice to participate or receive any benefit in the Offer; (iv) violate any law, statute, or governmental regulation; (v) engage in any inappropriate, uncooperative, disruptive, fraudulent, potentially fraudulent, or unusual behavior or activity; (vi) breach any of these Terms; or (vii) engage in any other activity deemed in the sole discretion of Choice to be generally inconsistent with the intended operation of the Offer. In the event that any Participant engages in the foregoing prohibited activity, Choice reserves the right to: (i) terminate and/or close the account(s) of the Participant; (ii) prohibit the Participant from participating in any aspect of the Offer Any decision Choice makes relating to termination or suspension of a Participant’s participation in the Offer Program shall be final and binding in all respects. CAUTION: ANY ATTEMPT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE OFFER MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, CHOICE RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY FEES) TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION. RIGHT TO CANCEL PROGRAM OR CHANGE TERMS. Choice reserves the right to cancel, modify, suspend and/or terminate the Offer or to change these Terms or any Reward at any time in its sole discretion without notice. 

Important Notice: Unfortunately, we can’t guarantee payout on every account you refer due to the limitations mentioned above and risk of fraud, but we make a good faith effort to do so whenever possible. In addition, Choice reserves the right to change the terms of the referral program at any time due to changing market conditions, risk of fraud, or other reasons. By participating in the referral program, you acknowledge that receiving payouts is not guaranteed by Choice.