Sats Match Terms and Conditions

Satoshi Match (“Sats Match”), a promotion (“Promo”) offered by Choice (“Choice”), is exclusively available to Eligible Current Customers of Choice residing in the 50 United States and Guest Users aged 18 or older.


    • Eligible Current Customer: A Participant who holds a current and in-good-standing account with Choice and meets the eligibility criteria for the Sats Match promotion.
    • Sats Match: refers to an interest payment that corresponds to a client’s contribution to their Choice retirement account, awarded upon meeting certain eligibility criteria and subject to specific terms and conditions outlined herein.


The Sats Match is available only to customers who meet the following criteria:

    • Successfully opened an Individual Retirement Account (IRA) with Choice, custodied by Digital Trust, LLC (“Digital Trust”).
    • Contributed, transfer, or rollover cash funds, from a qualified account at a financial institution that is not currently associated with Choice, such as an IRA or employer plan.


Under the Sats Match, eligible customers will receive interest based on the variable rate specified in each offer, initiated and completed during the Offer Period.


If a customer who has received the Sats Match transfers or distributes some or all of their Choice IRA prior to 180 days from the interest deposited into their account, they will incur a non-taxable Early Removal Fee. This fee will be equal to the total amount received via the Match. Any distribution may trigger the Early Removal Fee, including distributions required by law such as required minimum distributions.


If a customer cancels or fails to maintain an active account for at least 180 days after their first eligible IRA deposit that earned a Sats Match, they may incur a cancellation fee in addition to the Early Removal Fee.

Tax Treatment:

Choice treats the Match as interest earned by the IRA account for tax reporting purposes. The interest earned is based on a variable rate specified in each offer on contributions, transfers, and rollovers made into the IRA Account and may be taxable income for conversions of a non-deductible IRA contribution to a Roth IRA. Neither Choice or Digital Trust does not provide tax advice, and customers are encouraged to consult with their tax professional regarding appropriate tax reporting and treatment.


Participants must have a Choice Account in good standing, as defined herein. Choice reserves the right to refuse to grant interest if, in its sole discretion, it determines that: (1) a participant did not meet the requirements and qualifications of the Promo; (2) there may have been fraudulent activity; and/or (3) there is a violation of these Terms.

Reps & Warranties:

The Promo is provided “as is” without any representation, warranty, or condition, either express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. If you have mandatory consumer rights in your resident state that cannot be waived, these terms will not affect those rights.


By participating, you agree to defend, indemnify, release, and hold harmless Choice and its respective parent companies, subsidiaries, affiliates, partners, representatives, agents, successors, assigns, employees, officers, and directors (collectively, the “Released Parties”) from and against any liability, loss, claims, or causes of action arising from participation in the Promo, including, but not limited to: unauthorized intervention, technical malfunctions, errors in administration, injuries, or damages caused by participation, or the awarding, receipt, or use of the Reward. You further agree that in any cause of action, the Released Parties’ liability will be limited to the cost of entering and participating in the Promo, and you waive the right to claim any damages whatsoever, including punitive or consequential damages. The Released Parties shall not be liable for failure to supply a Reward due to circumstances beyond their control.


By participating in the Sats Match, you agree to indemnify and hold the Released Parties harmless from any and all third-party claims, demands, liabilities, costs, or expenses arising from any breach of these Terms or violation of applicable law.

Dispute Resolution:

All disputes related to this Promo, including those concerning Rewards, shall be resolved through binding arbitration in Las Vegas, Nevada. The laws of the State of Nevada will govern the Promo and any disputes arising from it.


Choice reserves the right to adjust the terms of the Sats Match offer or terminate it at any time without prior notice. The offer is intended for personal use and may not be utilized for commercial purposes. Any taxes resulting from the bonus award and interest earned are the responsibility of the customer.


The Promo may run alongside other Choice promotions. Choice may decline requests to receive Sats Match at its discretion. Choice may delay interest deposits for investigation purposes and may refuse transactions deemed fraudulent or suspicious. All decisions by Choice are final. Consult with a tax advisor about tax implications. The Promo is void where prohibited by law and subject to all applicable regulations. Choice may modify, suspend, or terminate the Promo at its discretion.

Choice is a platform that connects consumers with a qualified custodian and alternative assets. While Choice facilitates access to these financial products, it is not a custodian/trust company, a digital wallet provider, funding portal, a cryptocurrency exchange, and does not act as a fiduciary, in the United States or elsewhere. Choice is not FDIC-insured, does not function as a bank, and is not a licensed broker, dealer, broker-dealer, investment advisor, investment manager, and is not SIPC-insured.

Choice’s self-directed investment opportunities are not reviewed, approved, endorsed, or recommended by the IRS or any other government agency. IRA trust and custodial services are offered by Digital Trust LLC, a regulated qualified custodian and Nevada chartered trust company.